Entrance Awards Regulations
Entrance Awards are monetary awards allocated on the basis of academic standing and, in some cases, other forms of earned merit.
- Entrance Awards are available to students admitted full-time on the basis of high school admission requirements.
- Entrance Awards are available to students entering Level 1 of their first baccalaureate degree program.
- Students who have enrolled at any post-secondary institution after graduation from high school are not eligible for Entrance Awards unless:
- They are completing a certificate or diploma at McMaster University as a requirement of admission (e.g. the McMaster English Language Diploma),
and/or
- They have withdrawn from post-secondary studies before attending or before the deadline to drop and add courses in their first term of study.
- Entrance Awards are available to all domestic and international students.
- Entrance Awards are available to students who pay fees to McMaster University.
- Students may receive a maximum of one Entrance Award granted solely on the basis of academic standing (e.g. a McMaster University Award of Excellence or Achievement Award) and one Entrance Award granted on the basis of an application or other earned merit.
- Entrance Awards first consider one or more McMaster University calculated admission and scholarship averages (e.g. final admission average).
- Students must achieve a minimum 80% in the average(s) used to determine Entrance Award eligibility. An admission audition or portfolio score, or equivalent, may be included in the calculation of an average.
- Averages for Entrance Awards are calculated using the course grades that form the basis for admission to the Level 1 program. Final grades for courses completed after June 30th in the year of admission application will not be considered in assessing eligibility for Entrance Awards.
- Entrance Awards may also consider other forms of earned merit. To evaluate earned merit, students may need to complete one or more additional requirements, including, but not limited to, submitting an application, participating in an interview, performing an audition or developing a portfolio.
- To be considered for an Entrance Award by application, students must submit a complete application by the specified deadline date.
- Entrance Award applications which meet eligibility criteria are forwarded to a selection committee for review and ranking.
- Students must enrol in the fall term to have an Entrance Award payment processed.
- To be eligible for International Entrance awards, international students must be paying international tuition fees and enrolled in courses full-time during the fall and winter terms. If their tuition fees change to domestic status, they are no longer eligible for international student entrance awards.
- All Entrance Award payments are disbursed through the McMaster Student Account and are applied to outstanding charges. A few exceptions to this regulation may be approved by the Office of the Registrar, Aid & Awards.
- Entrance Awards are typically disbursed no later than the end of September.
- Entrance Award recipients will have their awards noted on their University transcript.
- Registration in, or transfer to, another program of study and/or a change in course load may result in forfeiture or adjustment in the value of the award. Students are advised to consult with the Office of the Registrar prior to making any changes to their program of study or course load.
- Students withdrawing from courses on or before the last day for withdrawing from courses without failure by default in the Fall term will forfeit their Entrance Award.
- Students who forfeit their Entrance Award will have their award cancelled and their transcript notation removed. Students must return the Entrance Award funding to their McMaster Student Account.
- Some Entrance Awards are renewable (see In-Course Award and Renewals Regulations).
- Students wishing to defer the benefits of an Entrance Award to the following academic year should apply to the Office of the Registrar, Admissions, for deferral of both admission and stated scholarship value. Approval of applications for deferral is not automatic, and deferrals are not normally granted for more than one academic year.
- The University may choose not to grant an Entrance Award in the absence of a suitable candidate; may choose to limit the number of recipients selected where funding is limited; may choose to limit the number of recipients selected where too few suitable candidates exist; and/or may choose to generate applicant pools for awards by application, where complete applications have not been received.
- Deferred award eligibility and value will be determined by the regulations from the academic year the award was originally offered.
- The University may remove specific Entrance Awards from the University Calendar, may revise the terms and stated value, and/or suspend the granting of Entrance Awards (e.g. donor funds).
- Entrance Awards supported by donor funds may have additional eligibility requirements.
The McMaster University Entrance Awards
McMaster University offers the following award programs to level 1 students:
• The McMaster Brighter World Entrance Awards
• The McMaster University Award of Excellence
• The McMaster University Achievement Awards
The McMaster Brighter World Entrance Awards celebrate the achievements of Black students entering a Level 1 program. Brighter World Entrance Awards require an application. Award values and application requirements are set annually and are published at https://registrar.mcmaster.ca/entrance-awards.
The McMaster University Award of Excellence is automatically assessed. No application required. Students in the top 10% of their Faculty based on final admission average to their program will receive a $3000 award. The estimated and final admission average cut-offs for each Faculty are set annually and are published at https://registrar.mcmaster.ca/entrance-awards.
The McMaster University Achievement Awards are automatically assessed. No application is required. Students who are not in the top 10% of their Faculty based on final admission average to their program will be considered for an Achievement Award. The Achievement Award value and the final admission average cut-off for each Faculty are set annually and are published at https://registrar.mcmaster.ca/entrance-awards.
Entrance Awards
Automatically Assessed
Open to Two or More Faculties
The Class of 1956 50th Anniversary Entrance Scholarships
Established in 2006 by the Class of 1956 in honour of its 50th anniversary.
Requirements: A variable number of scholarships to be awarded to undergraduate students entering any Level 1 program.
Typically Available: 2 x $1,000
The De Villiers - Mahaffy Merit Awards
Established in 1991 in memory of Nina De Villiers and Leslie Mahaffy of Burlington, by contributions from the local community and the employees of several area companies including Searle Canada, Boehringer Ingelheim, Smithkline Beecham, Monsanto and the Royal Bank.
Requirements: A variable number of scholarships to be awarded to outstanding students graduating from a secondary school in the Halton Region; (a) to students entering Level 1 of any program; and (b) to students entering Level 1 of either the Faculty of Science or the Music program. Preference will be given to female students.
Typically Available: 2 x $1,000
The Cathryn E. Kaake Merit Award
Established in 1988 in memory of Cathryn E. Kaake (Class of ‘78) by family and friends.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 1 x $1,500
The Legacy Language Scholarship
Established between 1909 and 1941 by generous donors, in recognition of Helen M. Currey, Albert Matthews, Harold Matthews, D. E. Thomson, and John Northway, Esquire.
Requirements: To be awarded to students entering Level 1 of any program whose Grade 12 U or M courses include English plus at least one of French, German, Latin or Spanish, who attained the highest admission averages.
Typically Available: 1 x $1,400
The McMaster University Award of Excellence
Established in 2020 by McMaster University to celebrate the academic achievement of students entering a Level 1 program in the top 10% of their Faculty.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $3,000
The Leslie A. Prince Merit Awards
Established in 1979 in honour of Leslie A. Prince, Dean of Students, by his friends and colleagues upon the occasion of his retirement and in recognition of his outstanding contribution to the University community.
Requirements: To be awarded to students entering any program of study.
Typically Available: 1 x $1,000
The Tynowski Scholarship
Established in 1989 by the University, friends and colleagues of Olga Tynowski, for her outstanding contributions to McMaster University during 46 years of service.
Requirements: To be awarded to an outstanding student entering any program of study.
Typically Available: 1 x $1,000
Open to the Arts & Science Program
The Arts & Science Program Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 of the Arts & Science Program.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
Open to the Faculty of Business
The DeGroote School of Business Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the DeGroote School of Business (Faculty of Business).
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
Open to the Faculty of Engineering
The Faculty of Engineering Award of Excellence
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Engineering.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $3,000
The Waguih Ishak International Scholarship
Established in 2023 by Waguih Ishak.
Requirements: To be awarded to international undergraduate students entering Level 1 of any Faculty of Engineering program who attain high averages. This award is tenable for up to 4 years, upon confirmation of continued full-time enrollment as a Faculty of Engineering student.
Typically available: $30,000 ($7,500 annually for up to 4 years)
Open to the Faculty of Health Sciences
The Eric Seidlitz Award
Established in 2020 by Eric Seidlitz (MSc ‘90, PhD ‘09), a faculty member in the Bachelor of Health Sciences (Honours) Program.
Requirements: To be awarded to students entering the Bachelor of Health Sciences (Honours) Program who, in the judgement of the program, best represent the incoming class.
Typically Available: 1 x $1,000
The Faculty of Health Sciences Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Health Sciences.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
Open to the Faculty of Humanities
The Faculty of Humanities Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Humanities.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
The Daniel F. Phelan Entrance Scholarship
Established in 2023 by Laurie J. Scott, B.A. Hon. (Class of ‘80) in honour of her late husband, Daniel F. Phelan, an academic librarian who had a vast array of interests, a lifelong passion for the arts, and a firm belief in the intrinsic value of learning.
Requirements: To be awarded to undergraduate students entering the Faculty of Humanities with high averages. The scholarship is renewable for 3 additional years provided the recipient remains enrolled full-time in the Faculty of Humanities.
Typically available: 1 x $40,000 ($10,000 each annually for 4 years)
Open to the Faculty of Science
The Faculty of Science Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Science.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
The Legacy Science Scholarship
Established between 1915 and 1956 by generous donors, in recognition of Henry Hoyes, Lizzie Lloyd and Isabella Campbell Mcnee.
Requirements: To be awarded to undergraduate students entering Level 1 of the Faculty of Science who attained the highest admission average.
Typically Available: 1 x $1,000
The Lillian and Leroy Page Scholarship
Established in 1982 by donation of the Lillian and Leroy Page Foundation.
Requirements: For a student from the Hamilton area entering the Faculty of Science.
Typically Available: 5 x $1,000
Open to the Faculty of Social Sciences
The Faculty of Social Sciences Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Social Sciences.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
Entrance Awards by Application
Open to Two or More Faculties
The Ashbaugh Scholarships
Established in 1989 by bequest of Frederick K. Ashbaugh of St. Petersburg, Florida, in memory of Mary Eliza Kingston.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 5 x $5,000
The Dundas Scholarships
Established in 1984 from funds donated by The H.G Bertram Foundation.
Requirements: A variable number of scholarships to be awarded to students from Dundas and surrounding area entering any program of study. The recipient of this award is eligible to receive the corresponding donor bursary if financial need is demonstrated.
Typically Available: 4 x $5,000
The George and Nora Elwin Scholarships
Established in 1979 by bequest of George and Nora Elwin of Hamilton.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 10 x $5,000
The McMaster Brighter World Entrance Award
Established in 2020 by McMaster University to celebrate the achievements of Black students entering an undergraduate program.
Requirements: A variable number of scholarships to be awarded to Black students entering a Level 1 program.
Typically Available: 50 x $5,000
The A.G. Reilly Scholarships
Established in 1991 by bequest of Lois E. Reilly of Toronto.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 10 x $5,000
The Schulich Leader Scholarships
Established in 2012 by The United Jewish Welfare Fund of Toronto through funding from Seymour Schulich.
Requirements: To be awarded to students entering the Faculty of Engineering or the Faculty of Science in the areas of science, technology, engineering or mathematics (STEM) who, in the judgment of the Faculties, have demonstrated academic excellence and/or leadership in school life or community life, or have provided evidence of entrepreneurial talent. The scholarship is renewable for three years at the same value provided the recipient remains enrolled full-time and demonstrates notable academic achievement.
Typically Available:
- 1 x $120,000 ($30,000 per year) Faculty of Engineering
- 1 x $100,000 ($25,000 per year) Faculty of Science
Note: See www.schulichleaders.com for application information.
Open to the DeGroote School of Business
The Kevin A. Lockhart Family Scholarship
Established in 2017 by Kevin A. Lockhart, BA ‘87 and Past Vice-President of the McMaster Students Union.
Requirements: To be awarded to a student entering the Honours Bachelor of Commerce in Integrated Business and Humanities program and, who in the judgment of the DeGroote School of Business, has demonstrated community engagement and high academic achievement.
Typically Available: 2 x $5,000 by admission application through the faculty
The McCreary Family Entrance Scholarship
Established in 2023 by Rick McCreary.
Requirements: To be awarded to undergraduate students entering Level 1 in the DeGroote School of Business who attain high averages and demonstrate qualities of leadership, service and/or participation in athletics and/or music.
Typically available: 1 x $10,000
The PepsiCo Canada Entrance Award in Business
Established in 2020 by PepsiCo Canada.
Requirements: To be awarded to undergraduate students entering Level 1 in the Faculty of Business who identify as racialized students, attain high averages, and who demonstrate leadership potential.
Typically Available: Variable x $2,500 by award application through the faculty
The Fortinos Scholarship
Established in 1990 by John Fortino.
Requirements: To be awarded to an outstanding student entering the School of Business.
Typically Available: 1 x $1,500 by award application through the faculty
Open to the Faculty of Engineering
The A.H. Atkinson Education Fund Scholarship
Established in 2001 by the A.H. Atkinson Education Fund.
Requirements: To be awarded to a student entering the Faculty of Engineering.
Typically Available: 1 x $2,500
The Yves & Cynthia Bled Future Achievers Award for Women in Engineering
Established in 2019 by Yves and Cynthia Bled.
Requirements: To be awarded to female students entering Level 1 in the Faculty of Engineering who demonstrate high academic achievement and leadership potential.
Typically Available: 2 x $2,500
The Yves & Cynthia Bled Scholarship for Black Women in Engineering
Established in 2022 by Claudette Bled in memory of her parents Yves and Cynthia Bled, who believed in the importance of having access to a post-secondary education for equity-deserving groups.
Requirements: To be awarded to undergraduate domestic female students, entering Level 1 in the Faculty of Engineering, who identify as Black and who demonstrate high academic achievement and leadership potential. This award is tenable for up to two years provided the student remains enrolled in the Faculty of Engineering and attains high averages.
Typically Available: 2 x $20,000 ($10,000 per year)
The Coca-Cola Scholarships
Established in 1998 by Coca-Cola Bottling Ltd.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 1 x $4,500 by award application through the Faculty of Engineering
The Enbridge BlackNorth Diversity Entrance Scholarship
Established in 2022 by Enbridge.
Requirements: To be awarded to undergraduate students entering Level 1 in the Faculty of Engineering who identify as Black, and who demonstrate leadership experience or involvement in extracurricular activities.
Typically Available: 1 x $9,000
The Class of 1952 Mel Hawkrigg Honour Awards
Established in 2001 by the Class of 1952 in honour of its 50th reunion.
Requirements: A maximum number of four entrance scholarships to be awarded each year to students entering any Level 1 program.
Typically Available: 1 x $5,000 by award application through the Faculty of Engineering
The Nellie P. Hogg Scholarship
Established in 1965 by bequest of Nellie P. Hogg of Hamilton.
Requirements: One scholarship to be awarded to a female student entering any program of study.
Typically Available: 1 x $8,000 by award application through the Faculty of Engineering
The General Motors Entrance Scholarships
Established in 1999 by General Motors of Canada Limited.
Requirements: A variable number to be awarded to female students entering the Faculty of Engineering.
Typically Available: 1 x $9,000 by award application through the Faculty of Engineering
The John Hodgins Memorial Scholarship
Established in 1985 by his wife, Jean, in memory of Dr. John W. Hodgins in recognition of his extraordinary contributions in founding the Faculty of Engineering which he served with distinction as the first Dean.
Requirements: To be awarded to an outstanding student entering the Faculty of Engineering.
Typically Available: 1 x $1,500 by award application through the Faculty of Engineering
The Joseph Ip Entrance Scholarship
Established in 2014 by Joe Ip, B.Eng. (Class of ‘79), M.Eng (Class of ‘81).
Requirements: To be awarded to students entering the Faculty of Engineering who achieve a minimum final admission average of 95%, and who demonstrate leadership experience and involvement in extracurricular activities.
Typically Available: 2 x $10,000 by award application through the Faculty of Engineering
The Liburdi Engineering Entrance Scholarship
Established in 2019 by Joseph Liburdi.
Requirements: To be awarded to students entering the Faculty of Engineering who demonstrate outstanding academic achievement and community engagement.
Typically Available:1 x $10,000 by award application through the Faculty of Engineering
The Moulton College Entrance Scholarship
Established in 1980 from funds originally subscribed by the Alumnae of Moulton College during the years 1946 to 1949.
Requirements: To be awarded to a female student entering any program of study.
Typically Available: 1x $5,000 by award application through the Faculty of Engineering
The NSBE McMaster Chapter Scholarship
Established in 2020 by The National Society of Black Engineers (NSBE) McMaster Chapter.
Requirements: To be awarded to undergraduate students entering Level 1 in the Faculty of Engineering who identify as Black students and who demonstrate involvement and leadership within the Afro-Canadian or the wider Canadian Community.
Typically Available: Variable x $2,500
The Ontario Professional Engineers Foundation for Education Entrance Scholarship
Established in 1961 by the Ontario Professional Engineers Foundation for Education.
Requirements: To be awarded to undergraduate students entering a CEAB (Canadian Engineering Accreditation Board) accredited program in the Faculty of Engineering who have demonstrated leadership qualities through participation in extra-curricular activities.
Typically Available: 2 x $1,500 each
The PepsiCo Canada Entrance Award in Engineering
Established in 2020 by PepsiCo Canada.
Requirements: To be awarded to undergraduate students entering Level 1 in the Faculty of Engineering who identify as racialized students, attain high averages, and who demonstrate leadership potential.
Typically Available: Variable x $2,500
The Sonia Sennik Resilience Scholarship
Established in 2020 by Sonia Sennik, MBA, B.Eng., Eng. Physics (Class of ‘08) who understands there are numerous obstacles and off-ramps that can deter students of any identity from making it through their Engineering studies and starting their careers.
Requirements: To be awarded to undergraduate students entering Level 1 in the Faculty of Engineering who demonstrate a commitment to extra-curricular or community activities.
Typically Available: 1 x $8,000
Open to the Faculty of Health Sciences
The Faculty of Health Sciences Achievement Award
Established in 2020 by McMaster University to celebrate the academic achievement of students entering Level 1 in the Faculty of Health Sciences.
Requirements: A variable number of scholarships to be awarded to students on the basis of final admission average.
Typically Available: Variable x $1,000
The Reese Fallon Memorial Scholarship
Established in 2018 in honour of Reese Fallon.
Requirements: To be awarded to students entering Level 1 in the School of Nursing who graduated from a Toronto District High School.
Typically Available: Variable x $1,326
Open to the Faculty of Humanities
The Joan Frances Bowling Entrance Scholarships
Established in 1997 from the estate of Marie Bowling in memory of her daughter, Joan Frances Bowling.
Requirements: Two scholarships to be awarded to students entering Music I, who in the judgment of the School of the Arts, have demonstrated excellence in classical music.
Typically Available: 2 x $2,000 by admission audition
The Eileen Gray Farley Scholarship
Established in 1998 by Eileen Gray Farley (Class of ‘43 and winner of the D.E. Thomson Scholarship) in memory of Mr. D. E. Thomson who exemplified a generous spirit of giving throughout his life and established the D.E. Thomson Scholarship in 1909.
Requirements: A variable number of scholarships to be awarded to students entering the Faculty of Humanities.
Typically Available: 3 x $4,000
The H.P. Frid Scholarship
Established in 1982 by the family of H.P. Frid in her memory.
Requirements: To be awarded to a promising student entering any program of study.
Typically Available: 1 x $1,300
The Merrill Francis Gage Entrance Scholarship
Established in 1982 from the estate of Merrill Francis Gage of Hamilton.
Requirements: To be awarded to a keyboard student entering Music I who, in the judgment of the School of the Arts, has attained outstanding musical proficiency.
Typically Available: 1 x $1,000 by admission audition
The Raymond C. Labarge Merit Awards
Established in 1990 in memory of Raymond C. Labarge (Class of ‘36) of Ottawa.
Requirements: A variable number of scholarships to be awarded to students entering any program of study.
Typically Available: 1 x $3,500
The Marion Laing-Knox Entrance Scholarship
Established in 2000 by bequest of Marion Laing-Knox.
Requirements: To be awarded to a student entering the Faculty of Humanities in a program of study who presents an outstanding final admission average.
Typically Available: 2 x $2,000
The Josephine Magee Scholarship
Established in 1959 by bequest of Josephine Magee of Hamilton.
Requirements: To be awarded on the basis of general proficiency in the subjects required for admission to students from any province or territory of Canada.
Typically Available: 1 x $2,600
The Alvin I. Ogilvie Scholarships
Established in 1984 by bequest of Alvin I. Ogilvie of Hamilton.
Requirements: Five scholarships to be awarded to students entering any program of study.
Typically Available: 5 x $1,500
The Frank Thorolfson Memorial Scholarships
Established in 1978 in memory of Professor Frank Thorolfson, first Chair of the Department of Music.
Requirements: Two scholarships to be awarded to students entering Music I who, in the judgment of the School of the Arts, have attained high scholastic achievement and musical proficiency.
Typically Available: 2 x $1,200 by admission audition
The Graham Todd Memorial Entrance Scholarship
Established in 2015 to honour the legacy of Professor Graham Todd of the School of the Arts.
Requirements: To be awarded to students entering the iArts 1 program who, in the judgment of the School of the Arts, have demonstrated artistic excellence and high academic achievement.
Typically Available: 1 x $1,000 by admission portfolio
The Wallingford Hall Entrance Scholarship
Established in 1993.
Requirements: To be awarded to a student entering any program of study.
Typically Available: 1 x $2,000
The Victor Wilson Scholarship
Established in 2009 in memory of his father, Victor Wilson, by Steve Wilson (Class of ‘85) and his wife Tina (Class of ‘86) and their family.
Requirements: Two scholarships to be awarded to students entering Music I who, in the judgment of the School of the Arts, demonstrates excellence in Music and strength of character; one to a piano student and one to an orchestral student.
Typically Available: 1 x $2,000 by admission audition
International Student Entrance Awards
Automatically Assessed
Open to Two or More Faculties
The Caribbean Alumni Entrance Scholarship
Established in 2012 through the generous support of the McMaster University’s Caribbean alumni.
Requirements: To be awarded to a visa student from a Caribbean nation belonging to the CARICOM Community entering Level 1 of any program with the highest admission average.
Typically Available: variable
The McMaster Chinese Alumni - Peter George International Entrance Scholarships
Established in 1999 by Chinese Alumni (Toronto Chapter) of McMaster University.
Requirements: A variable number to be awarded to visa students entering Level 1 of any program.
Typically Available: 1 x $3,000
The Taylor’s Education Group Entrance Scholarship
Established in 2010 by Dato’ Loy Teik Ngan (Class of 1984).
Requirements: To be awarded to international undergraduate students from Malaysia entering Level 1 of any program. This award is tenable for up to 4 years provided the student maintains full-time enrollment.
Typically Available: 1 x $20,000 ($5,000 per year)
The Woo Family International Entrance Scholarships
Established in 1999 by Mr. Chung How Woo in honour of his late wife, Mrs. Ching Yung Chiu-Woo, mother and mother-in-law of four McMaster graduates.
Requirements: A variable number to be awarded to visa students entering Level 1 of any program.
Typically Available: 1 x $3,000
By Application
Open to Two or More Faculties
The Provost Entrance Scholarship for International Students
Established in 2018 by McMaster University to recognize the academic achievements of international students.
Requirements: A variable number to be awarded to visa students entering Level 1.
Typically Available: 10 x $7,500
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